Top 10 Best Refer and Earn Apps Without KYC | No KYC Needed

Introduction

In today’s digital world, there are numerous apps that offer rewards when you refer them to others. Many apps require you to complete a KYC (Know Your Customer) process, but this article focuses on apps that let you earn rewards without the hassle of completing a KYC verification. Whether you want to refer a UPI app, a demat account, or a popular payment platform like PhonePe, this list will provide you with the best options. Let’s dive into the Top 10 Refer and Earn Apps Without KYC and how you can earn from them.

1. SproutGigs – Online Microtask and Freelance Platform

SproutGigs (formerly known as Picoworkers) is an online platform where users can earn money by completing small tasks or “gigs” such as liking social media posts, signing up for websites, testing apps, and more. It also offers a solid referral program that allows users to earn by inviting others to join the platform. SproutGigs is ideal for freelancers or anyone who wants to make extra money through quick, simple tasks without requiring any KYC verification.

Table for SproutGigs:

2. mStock – Demat and Stock Investment App

mStock is a simple platform for buying stocks, mutual funds, and more. It’s a great option if you’re interested in referring people to a demat account without KYC. By referring friends to mStock, you can earn up to ₹100 when they open their demat account and start investing.

Details for mStock:

3. Google Pay – UPI Payment App

Google Pay is another popular UPI app where you can send and receive money easily. It also provides a simple way to earn money through referrals. Once someone signs up with your referral link and makes their first payment, you both get rewards. No KYC is needed to start earning, and the rewards go directly into your bank account.

Details for Google Pay:

4. Ysense – Online Survey and Task App

Ysense is a well-known platform that pays users for completing simple tasks like surveys, watching videos, and trying out new services. It also has a referral program where you can earn money by inviting others to join. What’s great is that Ysense does not require KYC for earning through referrals. You earn a percentage of your referral’s earnings when they complete their first task, and there’s no limit to how many people you can refer.

Details for Ysense:

5. Paytm – UPI and Wallet App

Paytm is a widely-used app for payments, recharges, and more. You can earn by referring others to use Paytm without needing a KYC verification. You and your referral will get cashback once the referee makes their first transaction.

Details for Paytm:

6. Upstox – Demat Account App

Upstox offers users a seamless way to open a demat account and trade stocks. You can earn by referring others to the app without any KYC process. When your referral opens a demat account and completes their first trade, you receive ₹300.

Details for Upstox:

7. CRED – Credit Card Bill Payment App

CRED rewards users for paying their credit card bills. You can also earn rewards when you refer others to join the app. Once your referral signs up and makes their first bill payment, you both get rewards in the form of CRED coins. There’s no need for KYC to start earning with CRED.

Details for CRED:

8. Mobikwik – Wallet and UPI App

Mobikwik allows users to pay bills, recharge, and transfer money using UPI. You can earn cashback when you refer others to use the app. There’s no need to complete a KYC verification, and the rewards are directly added to your wallet.

Details for Mobikwik:

9. BHIM – UPI Payment App

BHIM is a government-backed UPI app for easy money transfers. It also has a referral program where you can earn rewards when your friends sign up using your referral link. The rewards are credited to your account once they complete their first UPI transaction.

Details for BHIM:

10. Fi Money – Banking and Savings App

Fi Money is a digital banking app where users can save money, make payments, and more. You can earn by referring friends to open accounts and use the app. Once they sign up and start using the account, you both get rewards. There’s no KYC required for referral earnings.

Details for Fi Money:

Conclusion

Referring friends and earning money with apps has become a simple and effective way to make some extra cash. The apps listed above provide great options for earning money without having to complete a KYC process. Whether you’re referring a UPI app like PhonePe, a demat account like mStock, or a wallet like Paytm, these apps offer rewards that can add up over time.

Make sure to use your referral links wisely and encourage your friends to make their first transactions to unlock the rewards. Since none of these apps require KYC, you can start referring and earning today with ease.

Summary Table for Refer and Earn Apps Without KYC: